Total Visa

WHAT IS A SECURED CARD?​

A Secured Card is a great way to build credit! It’s a real MasterCard® and credit is issued based on you paying a deposit, so good credit scores are not needed.

1. Make a refundable deposit in an amount you choose – from just $100 up to $2,000!


2. That deposit is FDIC insured and is automatically refunded when you close your account.


3. You get approved for an account, spend normally and pay your account on time every month.


4. We report your behavior to the three major credit bureaus to start building your credit. It’s that easy!

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